Protection
Protecting you and your family’s financial security should the unforeseeable happen is vitally important and is not something to be underestimated. Everyone’s circumstances are different and therefore it is important to find products which match your individual needs. This is where our specialist knowledge and guidance can be invaluable. We will search the market from a range of insurers to find the most suitable policy for your needs and ensure it is set up to match your circumstances.
- LIFE COVER
- CRITICAL ILLNESS
- INCOME PROTECTION
- BUILDINGS & CONTENTS
- MORTGAGE PAYMENT PROTECTION
WHAT IS LIFE COVER?
Life cover offers your family affordable financial protection. This product can help safeguard your family’s future. If you die before the policy ends, it pays a cash sum to your family. This money could be used to pay off your mortgage, help with immediate expenses or act as a long term support. Please note that there is no investment element in any of the policies that we sell.
WHAT IS CRITICAL ILLNESS COVER?
Critical Illness cover can help to ease your financial worries at a traumatic time for both you and your family. It will provide you with a cash sum if you are diagnosed with one of a defined list of critical illnesses or disabilities during the cover term (this also generally includes an element of free cover for children aged between 1 &18). This one-off cash payment could help to pay off your mortgage or provide funds to help you adapt to your new circumstances. It can also assist you to cover care costs.
WHAT IS INCOME PROTECTION?
Income protection can provide you with a regular income replacement if you are off work due to illness or accidental injury. You might think it won’t happen to you, but if you were in this situation how long could you afford to pay your continuing financial commitments?
WHAT IS BUILDINGS & CONTENTS INSURANCE?
Your home and its contents are likely to be your most valuable financial assets. It is therefore important to protect them against incidents that can potentially destroy them. Buildings and Contents insurance provides this type of cover.
WHAT IS MORTGAGE PAYMENT PROTECTION INSURANCE?
In difficult times, you need protection you can rely on to keep your home secure. Mortgage Payment Protection Insurance (MPPI) protects your monthly mortgage payments if you are made redundant, have an accident or become ill.
